Skillsvest — Study now. Pay only when it pays off.

2×

The absolute lifetime cap on what you repay — however far you rise, you never pay a dollar more.

Owed in any month you earn below the cost-of-living floor. No job, no payment, no penalty.

6–8 yrs

Then your obligation ends permanently — with experienced industry mentors alongside you the whole way.

Why it isn't a loan

The investor carries the downside.
You carry the ambition.

Skillsvest replaces debt with a risk-shared income agreement. We fund the person, not the collateral — bundled with mentorship and recruiting access from professionals inside the world's best companies.

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i. Income-based

You pay $0 in any month you're not earning enough

Repayment is a share of income, not a fixed bill. Unemployed, between roles, or below the cost-of-living threshold? You owe nothing that month — and the meter simply waits for you.

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ii. Protected

A hard 2× cap you can never exceed

Total repayment can never rise above twice the funding you received — no matter how far your career climbs. The upside of your success is yours to keep.

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iii. Time-boxed

Payments fully end after 6–8 years

Not a lifetime of servicing interest. The obligation has a hard horizon — reach it and you owe nothing forever, cap met or not.

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iv. No gatekeeping

No co-signer, no collateral, no family risk

Approval is based on your profile and your admission — not your net worth or your parents' balance sheet. Your ambition is the collateral.

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v. Bundled career engine

Mentorship and recruiting access from experienced industry professionals — during and after your degree

Because our return depends on your success, we're wired to accelerate it. Every funded student is matched with mentors and recruiting pipelines inside elite firms, turning a degree into a placement.

How it works

From admit to earning, de-risked.

A four-step agreement written like an endowment memo — clear terms, no fine-print traps.

Apply with your admission

Share your offer and profile from a top US, UK, or French program in STEM, business, finance, law, or medicine. No net-worth check.

We fund the full cost

Tuition and living costs covered up front — you move abroad without debt, a co-signer, or family collateral on the line.

Study, backed by mentors

You focus on the work while experienced industry mentors and recruiters open doors — because your success is our return.

Repay only above the floor

Once you're earning well, a share of income flows back — $0 when you're not, capped at 2×, ended after 6–8 years.

“I had the admit and no way to pay for it. Skillsvest funded everything — and I only started repaying once I was earning at a level that made it painless. It felt like being believed in, not billed.”

How a funded student describes itIllustrative — an MS Computer Science candidate's experience

Built for admits at

Ivy LeagueOxbridgeTop-20 USRussell GroupGrandes ÉcolesM7 MBAElite STEMGlobal Top-50

Ambitious international master's students across the US, UK & France — high-potential, under-capitalized, and done being priced out by their bank balance.

The investor carries the downside.You carry the ambition.